Team

About Us

Who We Are

We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

Our team of financial professionals can help you address:

Investing principles and strategies
Retirement investing and distribution strategies
Estate conservation issues
Risk management

We also can answer your questions, including:

Can I retire early?
Are my investments working hard enough?
What’s a suitable approach for college savings?
What are the elements of a sound estate strategy?
Do I have enough life insurance for my family?

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.

AJ Macdonald

Owner / LPL Financial Advisor, CDFA®

970-667-2950

970-667-3397

andrew.macdonald@lpl.com

With over two decades of experience in the investment and financial planning fields, AJ heads Macdonald Financial Services and directs the planning, management, analysis, research and review of all client programs.

Devin Jones

Financial Consultant

970-667-2950

970-667-3397

devin.jones@lpl.com

Devin has been working in the investment industry since 1995. His career began at First National Bank of Fort Collins, part of First National Bank of Omaha, where he worked for 6 years.

Erika Agard

Financial Consultant, CFP®

970-667-2950

970-667-3397

erika.agard@lpl.com

Erika has been in the financial planning industry since 2014

Denise Perich

Marketing Director

970-667-2950

970-667-3397

denise.perich@lpl.com

Denise is a proud Colorado native, having been born and raised in Fort Collins, eventually getting her Business Management degree from Colorado State University.

Christy Miller

Administrative Assistant

970-667-2950

970-667-3397

christina.c.miller@lpl.com

She and her husband, Rich, moved to Colorado in 2018 after having lived in Atlanta her entire life.

Who We Serve

Pre/post retirees wanting to build and protect their wealth

A soon to be retiree looking for retirement income and distribution planning
People looking forward to retirement and wanting more clarity with their retirement journey
Someone wanting a personalized portfolio and proactive monitoring of their investments
Retirees looking to maximize their ss and Medicare options
Someone needing analysis of their current estate plan and potential tax liability
Couples or individuals needing a tax efficient distribution strategy
A person suddenly faced with a life event – divorce, death of loved one
Someone wanting a facilitated legacy session to educate the next generation

Business owners needing financial services

A company wanting to help their employees with their retirement plans
A business owner wanting to reduce their tax liability
Helping a business owner transition into retirement

People developing and growing wealth

An individual starting a Roth IRA
Someone looking to save money on taxes
Someone needing assistance with the financial steps to take when changing jobs